Guild Mortgage is a trusted lending partner for home builders, bringing more than 60 years of experience supporting new construction from foundation to closing. Founded in 1960 as the finance arm of a builder, Guild has worked alongside builders since day one, helping deliver a seamless financing experience for both builders and their buyers.
Through Builder Partnerships, Guild Mortgage provides a builder-focused approach designed to improve sales velocity, increase buyer affordability, and create a more predictable path to closing. Builders gain access to experienced lending teams, modern technology, and a process built around proactive communication and on-time performance.
Guild’s model is simple: support builders with the tools, programs, and capital solutions needed to convert more buyers and move inventory efficiently. From fast preapprovals to responsive local underwriting and funding, Guild helps ensure deals stay on track from contract to close.
Complementing its consumer lending solutions, Guild also delivers Spec Construction Financing, a comprehensive capital platform built to support builders and developers across the full construction lifecycle. This platform provides financing for projects up to $100 million and supports everything from lot acquisition and horizontal development through vertical construction, as well as refinance and cash-out opportunities.
Builders can leverage multiple financing structures, including all-in-one construction loans, bridge loans for existing or near-complete properties, and Guidance Line programs that provide revolving capital with interest paid only on disbursed funds. Designed for production builders, developers, and investors, these solutions help streamline capital management and scale operations efficiently.
A key advantage is Guild’s procurement platform, which uses national purchasing power to reduce costs, eliminate deposit requirements, and shorten build cycles by an average of four months. Together, these capabilities give builders greater control over timelines, costs, and overall project execution.
Whether working with first-time buyers or move-up clients, Guild offers a wide range of loan solutions tailored to meet diverse borrower needs while maintaining a consistent, builder-friendly experience.
