Builder Partnerships is proud to announce that Guild Mortgage has joined its network as a strategic lending partner, bringing a powerful combination of builder-focused lending expertise and innovative financing solutions designed to help builders sell homes more efficiently.
 
Founded in 1960 as the finance arm of a regional builder, Guild Mortgage has worked alongside the builder community since day one. Today, the company continues to deliver tailored lending solutions that support both builders and buyers of new construction.
 
Through this partnership, Builder Partnerships members will gain access to Guild’s full suite of builder-focused programs, designed to improve affordability for buyers while helping builders move inventory and protect margins.
 
At the center of Guild’s offering is its Builder Boost platform, a collection of financing solutions that allow builders to leverage incentives more strategically and create meaningful value for buyers.
 
These solutions include:
  • Builder forward commitments, enabling builders to lock in bulk financing strategies and protect investments across developments
  • Permanent rate buydown options, helping reduce buyers’ long-term monthly payments while allowing builders to apply incentives more effectively
  • Temporary rate buydowns, giving buyers lower initial payments in the first one to three years of the loan
  • StrongStart, a program that covers buyer interest payments for up to the first five months, helping ease the transition into homeownership
  • Extended rate lock programs, allowing builders to secure rates for up to 360 days with a float-down option as market conditions change
  • LockNow & Sell, designed to help move completed inventory quickly by securing rates on multiple homes with no upfront fee
 Together, these programs give builders flexible tools to structure incentives, improve buyer purchasing power, and create a more compelling path to homeownership.
 
Powering these solutions on the builder side is Guild’s Spec Construction Financing platform, a comprehensive capital solution built specifically for builders and developers. Spec Construction Financing supports projects up to $100 million and provides an all-in-one approach to funding, covering everything from horizontal lot development through vertical construction, as well as refinance and cash-out opportunities.
 
Through this platform, builders gain access to multiple financing structures tailored to each stage of the build cycle, including all-in-one construction loans, bridge loans for existing or near-complete projects, and Guidance Line programs that offer revolving capital with interest charged only on disbursed funds. These solutions are designed to support production builders, developers, and investors across single-family, townhome, and multi-unit communities.
 
A key differentiator is Guild’s procurement platform, which leverages national purchasing power to reduce costs and accelerate build timelines by an average of four months, while eliminating the need for upfront deposits. Combined with flexible draws, interest reserve options, and streamlined underwriting, this creates a more efficient and scalable path for builders to manage capital and grow their pipeline.

In addition to its financing solutions, Guild delivers a builder-focused lending experience built on speed and reliability. Builders benefit from fast, upfront preapprovals from a direct lender, responsive local processing and underwriting, and proactive communication throughout the transaction.
 
Guild’s experienced lending teams specialize in new construction and are equipped with modern technology to ensure a smooth and predictable process from application through closing. This approach supports a consistent track record of closing on time, helping builders maintain momentum and avoid costly delays.

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